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Usage scenarios

Powered by the new directive, businesses can leverage the power of banking system infrastructure in delivering own services and building new ones.



The banking sector delivers a secure and reliable identity verification system. By that, any company willing to ensure the security of the client’s data can apply the banking system’s verification tools. Make personal data of your customers safe!


Profiling the user

Your services rely on long-term payments? You want to verify if the customer is able to retain the payments? Or maybe a fraud is a common problem in your industry? With access to the banking history of the customer, your company can get the scoring of the client or get the information on any issues regarding his or her credibility.


Payment initiation

With the open banking tools, the companies can reduce the number of intermediaries involved
in the transaction, effectively reducing costs and providing a smoothless user experience. When
combined with the banking authentication solutions, companies can deliver secure, reliable and
convenient payments - online, offline and in every case in between.


Delivering insights

When connected by API with every bank used by the client, the company can aggregate and analyze the financial data combined with owned information. Thus, it is a compliant way to support recommendation engines, customer profiling, and segmentation.



A glimspe from the future, with the support of companies like BanqUP companies, can launch own banking services in a broader or more narrow way. Short-term loans for loyal customers? Personalized installment plans? tight integration with the loyalty program? That’s only a tip odf an iceberg when it comes to benefits coming from the access to the own API-powered banking services!


One-stop-shop banking services

Combining the APIs of all banks in one place delivers the opportunity to build multi-bank applications that keep the customer in the ecosystem or deliver new services. With our product one can launch:

  • A loan comparison engine
  • Multi-account manager
  • Short-term deposit auctioning


Share your idea?

You got inspired by the scenarios shown above? You have a vision of something better? Or maybe you just want to talk about and verify your idea? No problem - contact us with the form below!

share Your idea!
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BanqUP is an open, API- driven platform integrating open banking services with FinTech.
BanqUP helps TPPs and banks to think bolder, act faster and differentiate in the open-banking reality, leading to greater customer satisfaction, loyalty an increased cross- and up-selling.

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